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Limits-to-Limits UIM Definition is Unambiguous: Lawson v. Progressive Cas. Ins. Co.


A new decision by the Eastern District of the Missouri Court of Appeals has once again rejected an insured’s argument that his auto policy’s limits-to-limits definition of “underinsured motor vehicle” …
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Jim Maloney to Speak at The Gavel National Conference II


Jim Maloney has been invited to lead a panel of top attorneys and industry professionals in a talk on the hottest topics nationwide in bad faith law.   The Gavel …
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Eastern District Agrees Declarations Do Not Promise Coverage: Geico Cas. Co. v. Clampitt


A favorite argument of claimants looking to expand or increase coverage under an insurance policy in recent years has gone something like this:  Yes, I realize there is a provision …
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Southern District Finds Watercraft Exclusion Ambiguous: United Fire & Cas. Co. v. Hall


A case handed down by the Southern District of the Missouri Court of Appeals on June 21, 2017 found a watercraft exclusion in a homeowners’ policy ambiguous based on the …
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Supreme Court of Missouri Enforces Setoff Provision in UIM Coverage: Owners Ins. Co. v. Craig


For several years following decisions such as Jones v. Mid-Century Ins. Co., 287 S.W.3d 687 (Mo.banc 2009), and Ritchie v. Allied Prop. & Cas. Ins. Co., 307 S.W.3d 132 (Mo.banc …
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Missouri’s New Fair Settlements Bill & the Repeal & Replacement of RSMo. 537.065


Missouri’s New Fair Settlements Bill & the Repeal & Replacement of RSMo. 537.065 The Missouri General Assembly has passed, and it is anticipated Governor Greitens will soon sign, legislation that …
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The Kansas Health Care Stabilization Fund – A Brief Guide for Health Care Provider Insurers


Insurance companies always ask me, “What’s with the Kansas Stabilization Fund?” The answer as to why it exists is easy. The answer to how to use it is a tad …
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New Missouri Law Likely to Help Employers


Despite the Missouri Legislature’s many past efforts to change Missouri’s employee friendly employment laws, the Republican dominated legislature has continually failed to pass a law that favors employers because, until …
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Another Win for the Limits-to- Limits UIM Definition: AMCO Ins. Co. v. Williams


Amid efforts by insureds and a few recent decisions by the Missouri Court of Appeals refusing to enforce so-called “limits-to-limits” definitions in underinsured motorist cases, the Eight Circuit has dealt …
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The Dilemma of Multiple Insureds in Missouri


One of the questions we are asked most frequently is whether a policy’s coverage limit can be exhausted in settlement of claims against one insured where doing so would leave …
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